Selecting the right finance option for your new commercial vehicle can be a daunting experience, but with the assistance of our expert VW Van finance specialists you’ll be guided through the entire purchase process and we’ll happily explain anything that’s confusing. Our in-house van finance team will help you balance your budget and match you with a funding option that’s a perfect fit for you. We offer Finance Leases, Flexible Hire Purchase agreements and Personal Contract Plans to purchase our Volkswagen vans and commercial vehicles. You’ll drive away safe in the knowledge that your new Volkswagen commercial van is not only reliable and capable but also completely affordable.
With a JCB Group Finance Lease you benefit from funding the purchase of your new Volkswagen van with dealership only financing providing you with lower interest rates than those available for personal financing with a minimal deposit and monthly payment plan. Your lease is approved whilst in the showroom and all paperwork is handled by the JCB finance team. We also have incentives such as special finance products to shorten the length of your finance agreement enabling you to change your car more frequently, or to defer part of the capital repayment to the end of the agreement thereby lowering your monthly payments.
Key Finance Lease benefits:
With our Hire Purchase agreement you’ll make one initial payment and then pay off the remaining balance over a specified period that’s between one and five years. At the end of the term, once all your repayments have been made – including the “option to purchase” fee – you’ll own the vehicle. For purchasing a new Volkswagen commercial vehicle with flexible finance options, it doesn’t get much easier.
Why a Hire Purchase could work for you:
With a Personal Contract Plan (PCP) you’ll sign up to an agreement for between 18 and 42 months. Then, once the term is up you’ll have three payment options:
|1. pay the outstanding amount and own your commercial vehicle outright||2. part-exchange it for another model||3. or, return it with nothing left to pay.|
The benefits you’ll enjoy with a Personal Contract Plan:
This is a rental agreement that allows you to drive a Volkswagen Commercial Vehicle without needing to own it. Contract Hire is ideal for customers simply wanting to pay a monthly rental for the vehicle, change it on a regular fixed period and have no disposal risk. You won’t own the vehicle and therefore won’t have the worry of ownership, you just have to hand it back at the end. The main difference between business contract hire and personal contract hire is the VAT element. After an initial rental payment, you spread the cost of your rental repayments over 12 to 60 months.
Personal Contract Hire or PCH is a way of leasing a vehicle without having to own it. At the end of the agreement you can hand back the car or van, *as long as you have serviced and maintained it in line with your agreement. The main things to consider are:
If it is your business that needs the vehicle financed, then talk to us about Business Contract Hire.
If you are unclear about any of the van financing options we offer at JCB Group then please contact our van finance specialists who will be happy to further explain.
JCB Sittingbourne, St. Michaels Road, Sittingbourne, Kent ME10 3DN 01795 458250
JCB Ashford Van Centre, The Courtyard, Orbital Park, Ashford, Kent TN24 0FJ 01233 215529
Eurovans, Eastbourne Road, Westham, Nr Eastbourne, East Sussex, BN24 5NH - 01323 365356
Eurovans (Crawley), Overdene Drive, Ifield, Crawley, West Sussex RH11 8DU - 01293 279082