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JCB Brands

SMART Insurance with The JCB Group and Auto Protect

Is the appearance of your vehicle important to you?
Do you think minor dents, chips, scuffs or light scratches to your vehicle might affect its value?

If you've answered yes to either of these questions, then SMART Insurance could be for you.

Protection for up to 36 Months

SMART Protect provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no-claims bonus.

SMART Protect covers your vehicle against the cost of minor damage caused by everyday motoring and we do not exclude business usage. This facility ensures your vehicle remains free from chips, minor dents, light scratches and scuffs.

You can make an unlimited number of claims over the policy period, up to a maximum aggregate claim benefit of £3,000.

THE SMARTEST option in vehicle body maintenance

The SMART repair system uses the latest recognised technology, enabling minor repairs to be completed quickly and effectively, at a location that suits you.

Protecting The Showroom Condition Of Your Vehicle

Benefit the SMART Protect way*:

  • 12, 24 or 36 months’ cover available
  • Keep your vehicle in showroom condition
  • Safeguard your no-claims bonus
  • Convenient repairs at your home or workplace
  • Lifetime of ownership guarantee on all policy repairs
  • Free and easy to use claims app
  • Could help improve your vehicle re-sale price
  • Unlimited number of claims
  • Aggregate claim benefit of £3,000
  • Up to £250 contribution towards a body shop repair, should any claim not qualify as a SMART repair (valid invoice required)

    The SMART Protect policy covers:
    • Vehicles, including business use, for up to 36 months
    • £3,000 benefit for cover against:
    - Dents not exceeding 30cm in diameter
    - Scratches not exceeding 30cm in length
    - Chips not exceeding 3mm in diameter

    - Bumper scuffs not exceeding 30cm in diameter


    The SMART Protect policy excludes:
    • Panel replacement
    • Stickers and decals
    • Beading and mouldings
    • Third-party liability cover
    • Replacement bumpers
    • Cracked or dented bumpers
  • Ask our Sales Teams about SMART Insurance when you visit the showroom or call us to find out more.

    Contact Us​

    SMART Protect is subject to terms and conditions. Please speak to our showrooms for full details. Administered by Auto Protect Administration Ltd.