Motor finance can be confusing so let us help demystify the subject! Watch our videos and gain an understanding of the different types of car finance available, as well as the benefits of using specialist motor finance to fund your next car purchase. With JCB you will always get a mid term review of your finance arrangement, just to check it's still working for you. All staff who are qualified to advise on finance are FCA accredited. You might want to upgrade your vehicle, so take this opportunity to talk the options through with our finance experts. Watch the video below to find out what to expect.
There are many reasons to use The JCB Group to fund your next vehicle purchase. This video will tell you why, in plain English.
A Personal Contract Purchase is the most common way of purchasing a new car in the UK but is increasing in popularity for buying a used car. The benefits include;
Hire Purchase is the traditional way of funding a vehicle purchase. There are several benefits to using secured finance to pay for your new car rather than using an unsecured personal loan, your savings or your mortgage.
You could settle the outstanding amount at any time. You own the vehicle at the end of the agreement.
LP stands for Lease Purchase. This method of finance allows for monthly payments which are adjustable according to your needs and budget. You could pay off the residual value of the vehicle and keep it, or part-exchange it for your next vehicle.
Personal Contract Hire or PCH is a way of leasing a vehicle without having to own it. At the end of the agreement you can hand back the car or van, *as long as you have serviced and maintained it in line with your agreement. The main things to consider are:
We also do Contract Hire for business use. For peace of mind motoring - ask in the showroom for the finance option that suits you.
Apply for finance online, have the quote emailed to you or just pick up the phone to book a test drive or have a chat.
We have Business Managers in every branch who are able to advise and help with financing your vehicle. They are all FCA trained.
Please visit the branch or phone us to ask for a personalised finance quote. We're here to help.
Call us at any time to review your finance agreement. We will always contact you for a mid term review, during which you might want to upgrade or change your vehicle. Watch this video to know what to expect.