Financing your JCB Urban Automotive Vehicle

Ways to finance your personalised modification

Selecting the right finance option for your new JCB Urban Automotive vehicle can be a daunting experience, but with the assistance of our expert VW Van finance specialists you’ll be guided through the entire purchase process and we’ll happily explain anything that’s confusing. Our in-house van finance team will help you balance your budget and match you with a funding option that’s a perfect fit for you. We offer Finance Leases, Flexible Hire Purchase agreements and other finance solutions to be able to purchase the modified vehicles on offer.

Here is an explanation of the way that each type of finance can work. There are other options which we can discuss if you don't see quite what you're looking for. Please get in touch and our Sales Teams and Business Managers can help.

Finance Lease

With  Finance Lease you benefit from funding the purchase of your new vehicle with dealership only financing providing you with lower interest rates than those available for personal financing with a minimal deposit and monthly payment plan. Your lease is approved whilst in the showroom and all paperwork is handled by the JCB finance team. We also have incentives such as special finance products to shorten the length of your finance agreement enabling you to change your vehicle more frequently, or to defer part of the capital repayment to the end of the agreement thereby lowering your monthly payments.

Key Finance Lease benefits:

  • Access to dealership-only finance options
  • Lower interest rates
  • Paperwork handled by the JCB finance team
  • Immediate approval whilst at the showroom
  • Minimal deposit
  • Monthly payment plan

Hire Purchase

With our Hire Purchase agreement you’ll make one initial payment and then pay off the remaining balance over a specified period that’s between one and five years. At the end of the term, once all your repayments have been made – including the “option to purchase” fee – you’ll own the vehicle. 

Why a Hire Purchase could work for you:

  • Available on our new and used vehicles
  • A manageable minimal cash outlay
  • Ability to make a lower deposit
  • A fixed interest rate for the entire duration of your agreement
  • Flexible terms – any monthly interval between one and five years
  • Fixed repayments that make it simple to manage your budget and cashflow

Personal Contract Plan

With a Personal Contract Plan (PCP) you’ll sign up to an agreement for between 18 and 42 months. Then, once the term is up you’ll have three payment options:

1. pay the outstanding amount and own your vehicle outright 2. part-exchange it for another model 3. or, return it with nothing left to pay. (subject to fair wear and tear & T&Cs)

The benefits you’ll enjoy with a Personal Contract Plan:

  • Available for  new and used vehicles
  • Fixed interest rate and repayments
  • Deposits can be as low as the cost of one monthly repayment
  • Easy to apply for and set up
  • Afford a brand new vehicle or a higher-spec vehicle
  • A highly flexible plan that lets you defer part of your payment until the end of the plan, significantly lowering your monthly repayments
  • Shorter model replacement cycles that let you drive a new vehicle more often
  • Plans that include additional/optional products, such as fixed-cost maintenance, within your budget
  • Reduced term of funding
  • You can defer your decision to purchase the vehicle until the end of your agreement.

Lease Purchase

Lease Purchase is a purchase product suited to customers seeking long-term ownership, whilst looking to reduce their monthly repayments. Deferring an agreed amount to the end of your agreement allows you to reduce your monthly repayments. Deposits can be as little as one monthly payment.

Lease Purchase involves an initial rental, which could be as little as one rental repayment in advance, a series of rental repayments over between 12 and 48 months, then a final 'balloon' repayment.

Download information guide to lease purchase

If you are unclear about any of the vehicle financing options we offer at JCB Group then please contact our  finance specialists in branch who will be happy to further explain.

To find out more, contact your preferred showroom or make an enquiry.

JCB Urban Automotive Sittingbourne, St. Michaels Road, Sittingbourne, Kent ME10 3DN 01795 458250
JCB Urban Automotive Ashford, The Courtyard, Orbital Park, Ashford, Kent TN24 0FJ
01233 215529
JCB Urban Automotive Eastbourne, Eastbourne Road, Westham, Nr Eastbourne, East Sussex, BN24 5NH - 01323 458312
JCB Urban Automotive Crawley, Overdene Drive, Ifield, Crawley, West Sussex RH11 8DU - 01293 764113