Mercedes-Benz Van Centre Finance

Selecting the right finance option for your new vehicle can be a daunting experience, but with the assistance of our expert Mercedes-Benz Van Centre finance specialists you’ll be guided through the entire process and we’ll happily explain anything that’s confusing. Our in-house van finance team will help you balance your budget and match you with a funding option that’s a perfect fit for you.

Whether you choose to own your vehicle, lease or hire it, there is a funding option available. Subject to status, your vehicle can be financed via Mercedes-Benz Financial Services UK Limited who are authorised and regulated by the Financial Conduct Authority in respect of regulated consumer credit activity. Our in house finance team are also FCA trained and regulated, so you can be sure of honest and professional quotations.

Purchasing a Mercedes-Benz Van also gives you 3 fantastic extras:

  • 3 year unlimited mileage warranty*
  • Free European-wide roadside assistance
  • Access to the nationwide dealer network for aftersales care

Here below are some of our most popular finance options.

Agility

An Agility agreement allows you to defer your ownership decision until the end of your agreement, offering the flexibility you need when looking to finance your Mercedes-Benz vehicle.

Agility allows a flexible method of financing your vehicle over a fixed term, also known as a PCP - Personal Contract Plan. There is flexibility with your deposit size, your agreement length, your annual mileage and your monthly payments.

At the end of your agreement there is flexibility too*. You can either:

  • purchase your vehicle
  • hand your vehicle back
  • part-exchange for a new vehicle

Some of the benefits of Agility* are:

  • that fixed regular payments allow you to budget more easily.
  • payments are based only on a proportion of the van’s value, keeping your monthly payments lower.
  • using the Optional Purchase Payment avoids the risk of unplanned depreciation of your vehicle over time
  • your payments include the cost of the Road Fund Licence.
  • the monthly rentals are based on your annual mileage agreed at the start of your agreement.
  • you can defer your ownership decision until the end of the agreement.
  • for business users, the vehicle is an asset on your balance sheet, therefore tax allowances may be deducted from taxable profits.

Hire Purchase

This is a good way to buy a Mercedes-Benz if you want to work your way up to full ownership, spreading the overall cost over a fixed term.

You can decide the deposit amount and the term of your agreement. Throughout the agreement you pay the regular monthly instalments over the agreed term until the remainder of its value is repaid. At the end of the agreement, you will own the vehicle outright, once your final payment is made as well as the Option to Purchase fee*.

Some of the benefits of Hire Purchase include*:

  • you will own the vehicle at the end of the agreement.
  • fixed regular payments allow you to budget more easily.
  • a flexible deposit and repayment term means you can tailor the financial agreement to suit your needs.
  • monthly payments are not based on annual mileage.
  • For business users, the vehicle is an asset on the balance sheet, therefore tax allowances may be deducted from taxable profits.

Contract Hire

This finance option means you do not have to take on full ownership. You lease your vehicle for a fixed period of time and a fixed monthly rental. This includes the cost of your Road Fund Licence for the duration of the agreement.

Commencing your agreement you pay an advance rental upfront. Your monthly rentals are based on the difference between the initial value of the vehicle and its projected residual value at the end of your agreement. Therefore, only a proportion of the vehicle’s value is repaid, which avoids a large initial expense and keeps monthly payments lower.

Contract Hire allows you to choose ‘No Maintenance’, ‘Service Only’, ‘Full Maintenance’ or ‘Full Maintenance with Tyres’ options. This means the costs are fixed over the term of the agreement allowing you to more easily manage your budget and reduce any unexpected costs.

Benefits of Contract Hire include:

  • there is no need for a large deposit.
  • you pay an advance rental upfront.
  • fixed amount regular monthly rentals (that include VAT) allow for easier budgeting.
  • rentals are based on your annual mileage agreed at the start of your agreement.
  • Mercedes-Benz Financial Services UK will administer any speeding and parking fines when necessary.
  • repair and maintenance options are also available.
  • for business users, rentals are allowable against taxable profits (proportionally).
  • plus VAT is reclaimable depending on usage (proportionally).



Finance Lease

Finance Lease allows your vehicle to appear as an asset on your balance sheet, without the option of ownership because you hire the vehicle for a fixed period only.

At the start of your agreement you decide on the length of your agreement and pay an agreed number of advanced rentals up front. These rentals are based on the vehicle's value over the term of your agreement.

Alternatively you can opt for a lump sum payment. This option features a large payment that is due at the end of the agreement. This will reduce your regular payments. Throughout your agreement you then pay regular instalments until your agreement comes to an end.

At the end of the agreement you have 3 options*:

  • Extend the agreement
  • Sell your vehicle to an independent 3rd party
  • Return the vehicle and we will sell it on your behalf

The benefits of Finance Leasing include*:

  • Fixed regular payments enabling you to more easily budget.
  • The vehicle is an asset on the balance sheet, so tax allowances may be deducted from taxable profits.
  • Payments are not based on annual mileage.

If you are unclear about any of the van financing options we offer then please contact our van finance specialists who will be happy to further explain.


To find out more, contact us or make an enquiry.

Mercedes-Benz Van Centre Medway,
30 London Road,
Rainham,
Kent,
ME8 6YX
Tel: 01634 376526.

(Find us opposite the Tesco Superstore).


*Terms and conditions apply. Finance available subject to status. For full details and business user T&Cs please ask our finance team at the showroom. Personalised quotes tailored to your situation are always available.